If you’re having trouble paying the minimum on your credit card, stop using it. Try to lower your expenses as best as you can and look for other payment methods, so that you don’t max your credit cards out. Don’t use your card until your monthly balance has been paid off. If you take advantage of online banking and bill paying, see what kinds of alerts you can set up with your bank. Most banks have customer-friendly programs that offer alerts via text message or email when key events occur in your account. Receiving an alert when you have a low balance or a large withdrawal protects you from both overdraft and fraud.
A credit card is a good choice over a debit card. Once you have a credit card, put it to use for daily expenses like food and gas. Most credit card issuers offer some type of reward for using their credit cards, and it could be in the form of cash back.
One good Forex trading tactic is letting your profits run. However, as with all strategies, use this approach with restraint and wisdom. Once you’ve made profit, you need to know when it’s best to remove the money.